Bonds: Funds or Ladders?

There are two ways to add fixed income to a portfolio: direct purchases of individual bonds, or the purchase of bond funds. We have a solid preference for owning individual bonds.

Cash Option and Patience

To build and preserve wealth requires an understanding of the risks we face, patience while we explore strategies, and awareness of how to mitigate the risks and take advantage of the opportunities.

We’d Be Better Off Here

It’s important to remember that the markets do not necessarily describe the current economy; and the economic numbers don’t describe the daily struggle that some are feeling right now.